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Free Medicare counseling set for Oct. 30 and Nov. 6 at the Altamonte Springs library

State-trained SHINE volunteers offer free Medicare counseling at the Altamonte Springs City Library on Oct. 30 and Nov. 6 as open enrollment for 2027 coverage runs through Dec. 7.

Tobias Oakley· AI-assisted, edited by Jake Team

October 27, 20262 min read

Community Health Help - illustration, Jake Team LLC

Open enrollment for Medicare coverage in 2027 is underway through Dec. 7, and Seminole County residents can get free help sorting through their 2027 options at the Altamonte Springs City Library.

The help comes from SHINE, short for Serving Health Insurance Needs of Elders, a Florida Department of Elder Affairs program staffed by trained volunteers who give free, unbiased and confidential counseling.

Where and when in Seminole County

The library at 281 Maitland Ave. is the county's listed SHINE counseling site. Sessions are scheduled for Friday, Oct. 30, and Friday, Nov. 6, from 10 a.m. to 2 p.m., WKMG News 6 reported. Walk-ins are accepted, and appointments can be made by calling 407-514-1818; the library's main number is 407-571-8830.

SHINE's online Seminole schedule still showed last year's Friday calendar when checked Tuesday, so anyone hoping to go later in November or in early December should call to confirm dates.

The statewide SHINE line, 1-800-963-5337 (1-800-96-ELDER), can also arrange help. The program's regional liaison for Seminole County can be reached at 407-450-7234.

What is changing for 2027

Changes made during open enrollment take effect Jan. 1, and a plan must receive an enrollment request by Dec. 7, according to Medicare.

Two Part D prescription drug limits rise next year. The cap on out-of-pocket spending for covered drugs goes to $2,400, up from $2,100 in 2026, and no drug plan may set a deductible above $700, up from $615. Some plans have no deductible at all.

The Centers for Medicare & Medicaid Services expects Medicare Advantage premiums to average $12 a month in 2027, down from $14.37 this year, and stand-alone Part D premiums to average about $36, an increase of under $1. Those are national averages, so the plans and prices offered in Seminole County, and which doctors they include, can differ.

People happy with their current plan do not have to switch. Each plan's Annual Notice of Change shows whether its costs, covered drugs or provider networks will be different next year, and plans can be compared online at Medicare.gov.

Sources

floridashine.org

floridashine.org

medicare.gov

medicare.gov

cms.gov

clickorlando.com

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Tobias Oakley· AI-assisted, edited by Jake Team

Tobias Oakley writes about community life, schools, public safety, and local events in Winter Springs.

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